Attention homeowners in LOS ANGELES and Los Angeles County: Need an appraisal?

The top reasons CA homeowners hire Appraisal Services:

  1. Pre-listing appraisals (whether they're selling the home themselves or using an agent)
  2. Challenge Los Angeles county's assessment of your propertyvalue
  3. Remove PMI to reduce their mortgage payment
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a CA divorce, when real estate property needs to be divided
  7. To settle an estate in Los Angeles county or CA by determining the true market value of property in question

Need help determining the value of your house in or near LOS ANGELES, CA?
Contact Appraisal Services.

At Appraisal Services, we understand the special needs of a homeowner seeking appraisal services. Our usual business clients understand the appraisal process and the standard documents we provide. But as a consumer,you can expect extra guidance and explanations through the appraisal process to understand what we do and how we report our findings.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your own house because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract interested buyers, a professional appraisal is a very important negotiating tool once you have an interested buyer. The appraisal is something concrete to show your buyer. An appraisal is an independent third party's opinion of your property's value -- not just you saying how much you think your house is worth. Interested buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to an accomplished appraiser's value report than yours.

Need to remove PMI?

A fashionable way to save money for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your home. In most cases you can apply to the lender to have the PMI removed from your loan. At Appraisal Services, we're seasoned in helping folks just like you dismiss unnecessary PMI insurance.

Challenging Los Angeles county's assessment of your property

Your local tax assessor may have your house overvalued if your home is not appreciating as much as other properties nearby. This only means you are going to pay higher taxes than you should be paying. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an expert appraisal from Appraisal Services is your number one weapon.

HELOC recently frozen?

Your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area -- even if your specific property has not declined in value. Not only can this be annoying from a cash flow point of view, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. Appraisal Services can provide you with efficient appraisal to help you reinstate your home equity line of credit.

We Also Provide Field and Desktop Appraisal Review Services

Do you need a veteran appraiser to double-check your appraisal for verity, or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from Appraisal Services can go out and check the subject and comps in question in a field review. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Appraisal Services can help you with that. Even though this is typically requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your house.